How Much Auto Insurance in Provo, Utah, Am I Required by Law to Carry?

Minimum auto insurance requirements vary from state to state. In Utah, you are required to carry at least $3,000 per person in no-fault car insurance, as well as liability coverage for the following:

  • $25,000 per person for bodily injury
  • $65,000 coverage for bodily injury per accident
  • $15,000 for damage to property or $80,000 combined bodily injury and property damage.

What’s the Best Coverage for Homeowners Insurance in Provo, Utah?

The right amount of coverage for you and your family depends on your location, your needs, your house itself, and many other factors. Typically, home insurance should cover personal liability (in case a guest is injured in your home), damage to the house’s structure, and property theft. There are many options for home insurance, so it’s best to talk with a qualified insurance agent who is familiar with the area you live in.

Do I Need Renters Insurance in Provo, Utah?

Your landlord’s insurance only covers the building’s structure—not all your stuff inside. Thankfully, renters insurance is surprisingly affordable, and offers excellent coverage including replacement for stolen or damaged belongings, personal liability (if someone is injured in your unit), and temporary living expenses and relocation costs if your apartment or condo is deemed uninhabitable.

How is Motorcycle Insurance Different from Auto Insurance?

Motorcycle insurance is specifically tailored to cover two-wheel vehicles. Like auto insurance, it is required by law for you to legally ride your motorcycle on city streets, state highways, and anywhere beyond your garage. Riding a motorcycle presents unique risks and challenges, and so motorcycle insurance is designed to address those differences.

What Kind of Watercraft can be Covered by Boat Insurance?

Boat insurance can offer coverage for a wide variety of watercraft, including jet skis, sailboats, wave runners, fishing boats, and cruisers. The amount of coverage you need depends on several factors, including the type of watercraft and include how often you take it out. Talk with one of our insurance agents at Insure Utah to learn more about your options.

 

Have additional questions about the insurance coverage that’s right for you in Provo, Utah? Give us a call today!

It’s easy to get in touch with a professional insurance agent at Insure Utah: request a free quote or call us at 877-988-1788.